Protecting Your Home, Vehicle, and Appliances with Reliable Insurance Solutions.
Founded by Andrew Hill, our agency began with a simple goal: to offer personalized insurance solutions with integrity and care. Over the years, we’ve grown alongside our clients, adapting to their evolving needs while staying true to our core values. Whether you're a new homeowner, a seasoned driver, or someone looking to protect their appliances, we’ve got you covered.
Auto Insurance
Home Insurance
RV and Boat Insurance
Appliance Insurance
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FAQS
Your auto insurance premium is determined by a combination of factors, including your driving history, the type of coverage you select, the make and model of your vehicle, your location, and even your credit score. Safer drivers with clean records typically pay lower premiums, while high-risk drivers may face higher rates. The specific details can vary between insurance companies, so it's essential to discuss your unique circumstances with one of our experienced agents to get an accurate quote tailored to your needs.
Yes, you can usually add additional drivers to your auto insurance policy. This can include family members, friends, or other individuals who regularly drive your vehicle. However, it's essential to provide accurate information about all drivers and their driving history when adding them to your policy.Keep in mind that adding drivers with a poor driving record or a history of accidents may increase your insurance premium. Conversely, adding experienced, safe drivers can sometimes lead to lower rates.
If you lend your car to someone and they have an accident, typically your auto insurance policy would be the primary coverage in most cases. Insurance typically follows the car, not the driver. So, your insurance would likely be responsible for covering the damages to your vehicle and any liability associated with the accident.However, it's essential to check your policy and consult with your insurance provider because coverage can vary. Some policies may exclude certain drivers or have restrictions on who can use your vehicle. Additionally, if the person borrowing your car has their own auto insurance, their policy might provide secondary coverage.
Email: [email protected]
Address Office: 128 Sunglow Dr Saint Louis, Lake Saint Louis Missouri 63367
Assistance Hours:
Mon – Sat 9:00am
Sunday – 8:00pm
Email: [email protected]
Phone: 314-518-7471
Address Office:128 sunglow Dr, Lake Saint Louis, Missouri,63367